In a large bowl, combine sweetened condensed milk and cold milk. Add pudding mix and beat well. Add liqueur or almond extract. Fold in Cool Whip. Line vanilla wafers at the bottom and along the sides of a 9 x 13 inch pan. Spread one-half of the pudding mixture over the vanilla wafers. Slice bananas on top of the pudding. Spread remaining pudding mixture over bananas, garnish as desired. Chill for several hours.
Cajun Country -- New Iberia, Louisiana